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KEEP JOBS IN THE U.S.
Are you as tired as I am of your credit card company or other business routing your calls to India, Philippines, or wherever they can find people to work for less than U.S. workers?  ALWAYS ask the person you are speaking to where THEY are located.  MOST won't lie, but many will say something like "We're based in Houston, TX".  Avoided telling you where THEY were, but you think it's ok!  IT'S NOT!

American companies are sending YOUR money to other countries by hiring these workers.  ASK to speak to a customer service rep IN the U.S.